Every AI Coding Tool Switched to Credits. My Team's Bill Tripled.

AI coding tools quietly moved from flat subscriptions to credit-based pricing. I tracked my small team’s actual spending for a quarter and found we were paying well over $300/month per developer instead of the advertised $20. Here’s the breakdown, the traps, and how we cut costs by 40% without losing productivity.

March 15, 2026 Β· 6 min Β· Zidane